The definitive ecosystem for projections, credit, valuation and corporate intelligence.
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How can we Help You?
Read audited statements with AIUpload the annual report and CreddotOne proposes the balance sheet, income statement and cash flow for your review — in about a minute.
Assess credit and value in one placeCredit ratings, maximum credit amount, risk premium and valuation, consistent with each other.
Deliver a professional reportA Business Assessment Report in 8 languages, with your institution’s logo and colours.
Creddot All In One
Financial Statements & Projections
Historical statements and three scenarios (base, downside and upside) with the projected balance sheet, income statement and cash flow — always balancing — including loans, leases, taxes and foreign currency debt.
Credit Ratings
Global and national scale credit ratings, the effect of external support from shareholders or government, and secured ratings for operations backed by collateral. A clear rating scale, from investment grade to default.
Maximum Credit Amount
The largest loan the company can carry while keeping a minimum rating and debt-service coverage in every projected year — with the operation’s premium, from the OECD minimum to a commercial premium.
Peer Group Analysis
Compare the company with up to 10 competitors on operational indicators — productivity and unit economics by industry — and see its efficiency within the peer group, its reference peers and improvement targets.
Valuation
Free cash flow with automatic cost of capital, market multiples, venture capital and First Chicago methods, brought together in a valuation summary and range.
AI Reading
Audited annual reports in any language are read in about a minute, with credit findings — going concern, covenants, contingencies, subsequent events — proposed for the analyst’s approval. Nothing is saved without review.
Business Assessment Report
In one click, a professional report in 8 languages: executive summary, five forces, ratings, KPIs, valuation, peer group and condensed statements — with your own cover, logo and colours.
Your Data Protected
Your data is hosted on Amazon Web Services (São Paulo region), with encrypted connections, automatic backups and access only for your authorised team. Customer data is never used to train AI models.
Built for teams
Roles and permissions, one analyst at a time on each screen, edit history and every analyst override recorded — transparency for whoever reads the analysis.
No installation
CreddotOne runs in the browser, with nothing to install. Enterprise customers can also run it inside their own IT infrastructure or private cloud.
ONE PLATFORM, FROM STATEMENTS TO DECISIONS
CreddotOne brings together everything a company assessment needs: audited statements read with AI, projections in three scenarios, credit ratings and support analysis, maximum credit amount, risk premium, valuation and comparison with competitors.
Every result is consistent with the others, every automatic value can be reviewed by the analyst, and the conclusion is delivered in a professional report your committee, board, investors or clients can read.
Who is it for
CreddotOne serves credit analysts, banks and credit insurers, suppliers that sell on credit, investors, valuation teams and consultancies. The Orbit Airways demonstration company and the in-app help get you started without training.
About Creddot One
CreddotOne is developed by The First Creddot (First Creddot Business Analytics Inc.), combining credit, valuation and industry expertise in a single platform used in any country.
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A new standard for company assessment.
CreddotOne — All in One Suite.
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